Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 : OH-Life-Agent-Series-11-44

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

Question #1
The purpose of insurance Is to

A. increase risk.
B. reduce risk.
C. transfer risk.
D. avoid risk.

Question #2
In reference to life Insurance in contract law, a person MOST likely will have an insurable interest in insuring
a person's life If

A. any type of business relationship exists between the insured party and the beneficiary.
B. any type of distant family relationship exists with the insured party.
C. the interest exists at the time of death.
D. the interest exists at the time of application.

Question #3
What law do all Insurers and their agents need to comply with In regards to Information being obtained from a
third party concerning the applicant?

A. Fair Credit Reporting Act
B. Unauthorized Insurers Service of Process Act
C. Dodd Frank Act
D. McCarran-Ferguson Act

Question #4
Which of the following is a characteristic of a contract of adhesion?

A. The insurer's obligations are dependent upon certain acts of the insured individual.
B. The Insurer agrees to pay a stated sum regardless of loss.
C. Each party is entitled to rely on others' representations.
D. The terms must be accepted or rejected in full.

Question #5
To avoid tax consequences, a rollover from a Traditional IRA to another IRA MUST be done within

A. 90 days.
B. 60 days.
C. 45 days.
D. 30 days.

Solutions: