Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 : NY-Life-Accident-and-Health

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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question #1
What information must be included in the statement accompanying an insurance claim payment made by an insurer?

A. A list of all claimants involved
B. The agent ' s name and address
C. The coverage under which the payment is being made
D. The reinsurance carrier involved

Question #2
Which of the following statements is TRUE concerning classification of risks?

A. Rated policies merit lower premiums.
B. A preferred individual is issued a rated policy.
C. Preferred risks pay a lower premium than standard risks.
D. Substandard applicants are never issued policies.

Question #3
Under the Affordable Care Act, an insurer may place dollar limits on coverage for

A. routine adult dental services.
B. maternity and newborn care.
C. laboratory services.
D. mental health services.

Question #4
Long-term care policies MUST cover which of the following conditions?

A. Acts of war while serving in the military.
B. Self-inflicted injuries.
C. Alcoholism or drug addiction.
D. Alzheimer's disease.

Question #5
What period of time can a life insurance application be backdated?

A. 6 months
B. 2 weeks
C. 1 year
D. 3 months

Solutions: