Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer

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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. Benefits required under the child immunization coverage shall NOT be subject to

A) a set immunization schedule.
B) an annual maximum number of immunizations.
C) a deductible.
D) a prior authorization.

2. Any person entitled to reimbursement for expenses of health care services and procedures under an Accident and Health Insurance Policy issued by an insurer is

A) an insured.
B) a practitioner.
C) an insurer.
D) a Preferred Provider Organization.

3. An example of a false financial statement is which one of the following?

A) An insurance producer published an untrue newspaper advertisement about another producer.
B) An insurance producer hands out flyers about another producer's criminal past.
C) An insurance producer mails out hateful postcards about a local insurer.
D) An insurance producer posts information about a profitable insurer going bankrupt.

4. The Oklahoma Insurance Commissioner is REQUIRED to examine domestic insurers' financial condition at LEAST every

A) 5 years.
B) 6 years.
C) 2 years.
D) 4 years.

5. If a primary beneficiary dies, life insurance benefits are then paid to

A) the contingent beneficiaries.
B) the sub-primary beneficiaries.
C) the tertiary beneficiaries.
D) no one.

Solutions: